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Services

Our Approach

We're committed to exceeding customers' expectations — and our connection with Sandy Spring Bank helps us provide even greater value.

 

We will manage all aspects of your loan application and approval in-house, from loan origination to processing, closing and underwriting, which allows us to streamline and expedite the process. In addition, our team has implemented the latest technology to ensure that we're always available for customers' questions. Last but not least, our underwriters, processors and other team members are all seasoned professionals, with an average of 15 years in the business.

 

It all adds up to a level of professionalism and responsiveness that is unmatched in the business. Please call us today at 703.879.5200 to start the discussion, or apply online.

Loan Products
Types of Financing That We Offer

  • Conventional

  • Conforming & Jumbo

  • Government

    • FHA

    • VA

    • USDA

  • 1x Close Construction-Perm*

  • Portfolio*

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* Local Market Only

  • Bond Programs

    • ​VHDA

    • DC Opens Doors

    • Maryland Mortgage Program

    • Bank CRA Programs*

A Word About Appraisals

As you may know, to help make mortgage appraisals more fair and accurate, the Home Valuation Code of Conduct (HVCC) requires lenders to choose appraisers from a rotating roster. We think this rule is fine as far as it goes; but we also believe that not all appraisers are suited for evaluating home prices in the Metropolitan Washington Area market.

 

For maximum accuracy, our roster of appraisers all live and work in the local area, giving them better insight into the dynamics of housing prices that, in some cases, can change from block to block. Compare this approach to some other lenders who, to cut costs, use appraisers who live nowhere near the region, and use only general information on home prices and sales.

 

The bottom line? We believe we help our clients get more fair and accurate appraisals.

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